Explore policy terms before you join
This legal notice explains how our terms apply to your account, wallet records, payment traces and data requests in India. It is not a promise that every feature is available in every city or state; access and eligibility depend on local law and are available where
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local law permits. We may ask for identity, payment and device checks before account actions that affect balances, withdrawals or security settings. UPI, Paytm, PhonePe and Google Pay references identify the transaction route attached to your account, not a change to your rights under the terms.
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If a clause conflicts with a rule that applies to you locally, the local rule takes priority to the extent required.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.